Canadian Dental Care Plan in Mount Pleasant

We’re pleased to announce that we now accept the Canadian Dental Care Plan, the new federal government dental plan, to support your oral health needs.

More About Canadian Dental Care Plan

The Canadian Dental Care Plan (CDCP) will help make the cost of oral health care more affordable for up to nine million uninsured Canadian residents with an adjusted family net income of less than $90,000.

Eligibility Criteria

To qualify, you must meet all of the following criteria:

have no access to dental insurance
have an adjusted family net income of less than $90,000
be a Canadian resident for tax purposes
you and your spouse/common-law-partner (if applicable) must have filed your tax returns in Canada so that your family income can be assessed for the previous year

Dental Care Services

A wide range of dental care services are covered under the CDCP, on the recommendation of an oral health provider, including:

Scaling (cleaning)
Exams
X-Rays
Fillings
Removable dentures
Root canal treatments
Oral surgery

The CDCP will reimburse a percentage of the cost, based on established CDCP fees and your adjusted family net income.

How CDCP Works at Mount Pleasant Dental Group

We proudly accept the Canadian Dental Care Plan (CDCP) and align our rates with the CDCP Federal Fee Guide.

If you have 100% CDCP coverage, you may pay $0 out-of-pocket for covered treatments.

If your coverage is less than 100%, your portion is calculated based on the CDCP fee guide, which can help reduce your out-of-pocket costs compared to standard dental fees.

What this means for you:

Patients with 100% CDCP coverage may have no out-of-pocket costs for covered services.
Patients with partial coverage may pay a reduced amount based on their coverage level.
Our team will review your benefits with you and explain any costs before treatment begins.

You may have to pay additional charges directly to the oral health provider, if:

your adjusted family net income is between $70,000 and $89,999
the cost of your oral health care services are more than the established CDCP fees, or
you and your oral health provider agree to services that the CDCP doesn’t cover

The CDCP will only reimburse providers directly. CDCP clients should confirm at time of appointment as well as before receiving care that their provider has agreed to bill Sunlife directly for services covered under the CDCP.

Dental care is important to your overall health and well-being. Regular visits to an oral health professional have proven to reduce the risk of dental decay, gum disease and other serious health issues such as cardiovascular disease and stroke.

For more details on the CDCP and eligibility criteria, visit Canada.ca/dental.

FAQs About Canadian Dental Care Plan

Am I eligible for the Canadian Dental Care Plan (CDCP)?

To qualify for the CDCP, you must be a Canadian resident, have filed your taxes, meet the income requirements, and not have access to private dental insurance through an employer, pension, professional association, or personal plan. Eligibility is determined by the Government of Canada.

Does the CDCP cover all of my dental costs?

Not always. The CDCP helps cover eligible dental services, but it may not pay the full cost of treatment. Depending on your family income and the fees charged by your dental office, you may be responsible for a co-payment or additional out-of-pocket costs.

What dental services are covered under the CDCP?

The CDCP covers many preventive, diagnostic, restorative, endodontic, periodontal, and prosthodontic services. Some treatments, such as certain crowns, dentures, and specialized procedures, may require preauthorization before coverage is approved.

Do I need approval before receiving treatment under the CDCP?

Most routine services, such as exams, cleanings, fillings, and basic extractions, do not require approval. However, some treatments require preauthorization from the CDCP before they can be covered. Your dental team can help determine if preauthorization is needed and submit the necessary documentation on your behalf.